Apr 26, 2012

Septic Tank Registration

The latest charge for about 500,000 householders in Ireland is a registration fee for their septic tanks.
All on site waste water treatment systems and septic tanks have to be registered so they can be inspected if required.
The fee is a measly €5 - if you register in the first 3 months  . After that the charge for registration rises to €50.
Registration  started on  June 26th. You needed to register before Sept 28th  2012 to save €45 on the fee.

  All home owners with  on site waste water treatment systems or septic tanks need to register at protectourwater.ie  before 1st Feb 2013.

Non registration could lead to  homeowners being fined up to €5000 Euro.

More details about  Septic Tank Registration Here

Information about grants for septic tanks

Apr 25, 2012

Buying a House at an Auction in Ireland

Buying a house by  auction is becoming more common as the property market struggles to recover.

Auction properties are not sold 'subject to finance' or 'subject to survey', but are sold unconditionally. If your bid is accepted, you are legally obliged to buy.

Before the auction,
Get a list of auction properties and identify the lots which suit you. Check whether they come with vacant possession, tenants or other special conditions.
Commission a  survey to ensure the property is structurally sound.
Get your solicitor to ensure there are no legal problems with the title or peculiar conditions that could affect the property, including right-of-way or access issues.
Have all your finances in order, with formal approval from your lender.

At the Auction

Set a  limit for what you will spend and stick to it
Bring a chequebook, details of your solicitor, a valid form of identification such as a passport or a driving licence, and proof of address, including a utility bill or bank statement.

If your bid is accepted at an auction, you are legally bound to buy the property.

Following a successful bid, complete a purchaser's slip; give a 10pc deposit cheque, identification and your solicitor's details.
After completing the purchaser's slip, approach the contracts desk and sign the Memorandum of Sale. don't leave the auction without your signed Memorandum of Sale.
Completion of sale takes place about five weeks after the auction date.

If the property you are interested in does not sell, register your highest bid before leaving, as many lots are sold 'off the floor' after the auction.

Apr 13, 2012

Cost of Living in Ireland - Inflation Now at 2.2%

It was big fuel price rises that helped increase the cost of living  in Ireland by 1% in March 2012.
The  Irish Consumer Price Index (CPI) was up 1 per cent in March, pushing the annual rate of inflation back up to 2.2 per cent.
Petrol prices in Ireland rose 3.3 per cent in March 2012 - and they have risen by 9 per cent in the  last year.  Diesel prices  were  up 1.8 per cent monthly and 9.2 per cent over the year.
There were also increases in  health insurance premiums,  clothing and footwear

The Harmonised Index of Consumer Prices (HICP), ( that excludes the cost of mortgage interest)  also rose 1 per cent in March, taking the annual rate to 2.2 per cent.
The rate of inflation in Ireland  has been one of the lowest in the euro zone.

Online Shopping in Ireland

Ireland - being a small country - has tended to lag behind the UK and other countries when it comes to doing shopping online.  The potential customer base might not have seemed attractive to some of the online retailers - and the access to good internet was not as widespread as it is now.

In Ireland -  there are about 1.74 million people who are classed as rural dwellers  - these people would benefit most from internet and online shopping .
According to the Central Statistics Office, 43 per cent of Irish adults bought something online from a shopping site in 2011 - , up from 36 per cent in 2010. Ireland  is now in line with the EU average for online shopping but is still a long way behind the UK, where 71 per cent of adults shopped online last year.

Most of the major UK based retailers will now deliver to Ireland - but a few years ago that was not the case. Delivery charges are gradually coming down and the numbers of sites offering online shopping to Ireland is increasing

More information about Online Shopping Sites in  Ireland

This is a good site for finding online shops that deliver to Ireland   Online Shopping Ireland

Numbers of People Moving to Ireland

Immigration Figures for Ireland 2006 to 2011

These are the numbers of people moving to Ireland each  year since 2006 broken down by country or area of origin. (Numbers show are Thousands)

2006 2007 2008 2009 2010 2011
Irish 18.9 20 16.2 18.4 13.3 17.1
UK 9.9 5.9 7 4.4 2.4 2.6
Rest of EU152 12.7 10.4 8.6 8.6 4.3 5.8
EU123 49.9 52.7 33.7 13.5 5.8 9
USA 1.7 2.8 2 1.1 0.3 0.3
Rest of world 14.7 17.8 16.3 11.3 4.6 7.6
Total 107.8 109.5 83.8 57.3 30.8 42.3

So - whilst the numbers moving to Ireland have dropped since 2007 - there were still over 42000 people who came to live in Ireland from abroad in 2011.

Polish People in Ireland

According to figures from the 2011 Census there are 115,193 Polish-born people living in Ireland
This is an increase of  almost 94 per cent  from 2006.
Overall there were 766,770 people living in Ireland in 2011 who were not born here - an increase of  25% since 2006.  The increase in the number of Polish people in Ireland means that there are now more Polish nationals living here than UK citizens.

Apr 7, 2012

Removals To and From Ireland

Moving furniture and household items from the UK to Ireland (or the other way)  can be costly.
For smaller moves - single people or couples - you could try using a "Man and Van "type service.
Prices for a full load on a large Transit type van  - with a driver can range from €600 to €900 . If the driver has a load to pick up on the other side - it will reduce the price . So it helps if  you are  flexible on dates so the driver can arrange trips when there is a load going both ways .

You could hire a van and do it yourself : - Van hire (Ford Transit 350)  with insurance etc can cost around €50 a day . You will probably need to hire it for 3 days minimum and when you add in ferry costs and fuel you won't get much change out of €600 .
You can hire Vans in the UK from Europcar or Budget or Hertz
Large removals will require the services of a proper removal company -  with prices depending on the size of your load. Expect to pay in the region of £1200 to £1500 or more for an average sized house.
Prices are cheaper if you do your own packing and dismantling.  Make sure the company provides insurance.